{
  "notice": "This is the desk's own illustrative screen, not any fund's published box. Its market index rule reads the desk's simulated index, not MLS, deed or transaction data. General information, not investment advice.",
  "disclosure": "FundPlug is a disposition desk of Myers The Home Buyers of Dallas, LLC, TREC Lic. #9005311. Advertising placed by James Daniel Thorne III (J.D. Thorne), Texas real estate sales agent, TREC Lic. #0705914, sponsored by Myers The Home Buyers of Dallas, LLC. Information About Brokerage Services: https://thefundplug.com/iabs.pdf. Consumer Protection Notice: https://www.trec.texas.gov/forms/consumer-protection-notice.",
  "page": "https://thefundplug.com/calculator",
  "reading": "Pass clears the rule; watch is the looser number that still gets a look. Ratios are fractions: 0.5 is 50%.",
  "thresholds": {
    "defaultBandMin": 180000,
    "defaultBandMax": 450000,
    "priceSlack": 0.1,
    "allInToArvPass": 0.88,
    "allInToArvWatch": 0.95,
    "repairsPass": 25000,
    "repairsToArvPass": 0.1,
    "repairsWatch": 45000,
    "repairsToArvWatch": 0.15,
    "grossYieldPass": 0.07,
    "grossYieldWatch": 0.06,
    "hoaPass": 75,
    "hoaWatch": 150,
    "yearBuiltPass": 2000,
    "yearBuiltWatch": 1985,
    "sqftPassMin": 1250,
    "sqftPassMax": 3000,
    "sqftWatchMin": 1100,
    "sqftWatchMax": 3500,
    "bedsMin": 3,
    "bathsPass": 2,
    "bathsWatch": 1.5,
    "daysToClosePass": 14,
    "daysToCloseWatch": 7,
    "marketIndexPass": 60,
    "marketIndexWatch": 40,
    "rentalCeilingFactor": 0.92,
    "flipCeilingFactor": 0.7,
    "ceilingRound": 500
  },
  "ceilings": {
    "rentalHint": "92% ARV less repairs",
    "flipHint": "70% ARV less repairs",
    "explainer": "The desk's illustrative ceilings: about 92% of ARV less repairs for a rental fund, about 70% less repairs for a flip desk. Neither is a published fund number. If your ask sits between them, the fund route is your spread.",
    "illustrative": "Illustrative. Every fund publishes its own box and moves it. Review is not an offer to purchase, assign, or fund."
  }
}
